MoneySmart Singapore

Applying for a personal loan? No need to bat an eye—getting approved is more predictable than it feels. 🦇 Lenders check your credit score, your existing debt, and (of course) your payslip too. Here's all you need to know. 👉 Read: How Do I Know If I Will Be Approved for a Personal Loan in Singapore? 🔗 Image: Giphy

Yes, really—just one trade for up to $300 cash or US500 in stocks. 🥳 No checklists, no complicated conditions to trip you up—just fund your account, hold it for a bit, and that single trade unlocks your reward. 👉 Apply Now 🔗

Some skies are worth flying halfway across the world for. 🌌✨ Before you chase this view, make sure your insurance is Schengen-ready and meets the entry rules. 👉 Read: Best Travel Insurance for Europe (2026) 🔗  Image: Giphy

Phew. 😮‍💨 Turns out there's a government scheme most HDB owners are already paying into that could pay off your home loan if the worst happens. Here's all you need to know. 💡 👉 Read: What Is the Home Protection Scheme (HPS)? Coverage, Eligibility and How It Works 🔗

Did you know this is the cheapest week to travel in summer 2026? ✈️ Skyscanner's data says 10–16 August is one of the sweet spots for fares this summer—so for once, your travel plans won't need to burn anything down. 😅 👉 Read: Best Time to Book Cheap Flights: A Data-Backed Guide (2026) 🔗 Image: imgflip

Start with $1,000, walk away with up to $1,128. 💰 Sign up with Plus500, deposit min. $1,000 and make 3 trades to unlock a $300 welcome bonus—plus up to $828 more in Trader Points rewards on top. 🎁 T&Cs apply. Valid till 10 Aug 2026.

Multiple debts. One payment. 🤝 Juggling debt across a few places? A Debt Consolidation Plan, personal loan, or balance transfer can each simplify that 😌 This #FeeFiFoFundFriday, here's how to choose the best option for you. 👉 Read: Guide to Debt Consolidation Loan Options in Singapore 🔗 Image: Giphy

It may be home, truly, but some of us have been "visiting" the same lock screen all year. SG61 just gave us 61 reasons to change that. ✈️😌 From cheap weekend escapes to proper someday-list trips, we've picked 61 top destinations we know you'd love to jet away to. Let's feed your wanderlust. 🌍✨ 👉 Read: 61 Best Countries to Visit from Singapore for SG61 🔗

What do you call a hiker who's always on time? Peak performance.⛰️ Your travel insurance has a peak too—an altitude limit past which cover just stops. 🙃 Know yours before you go higher. 👉 Read: Best Travel Insurance for Hiking 🔗 Image: Giphy

Sick of queues and waiting times? Over the counter service can be doggone slow. 🐶 Skip all of that with a digital bank. ✨ We compared 5 and broke down how each fit different spending habits, savings goals, or business needs. 👉 Read: Comparing Singapore's 5 Digital Banks—and Figuring Out Which is Best for You 🔗 Image: Giphy

$6.10 Haidilao dishes, $61 off Harry’s, or $61++ hotpot buffet for two, anyone? Singapore’s turning 61, and the deals are dealing. 🎂🔥 We counted over 130 NDP eCoupons for food, health and lifestyle deals across the island. 👉 Read: National Day Promotions 2026: NDP eCoupons, $6.10 Deals, $61 Deals, and More 🔗 Image: Giphy

5 years of owing money sounds like a life sentence. 😅 But depending on your loan amount and cash flow needs, a longer tenure might actually be the smarter call. 🧠 👉 Read: What is the best tenure for a personal loan in Singapore? 🔗 Image: Giphy

Turns out patience does pay. Literally. 💰 Earn up to 6,150 SmartPoints with Longbridge—enough to redeem an iPad (worth S$499) or an Apple Watch SE 3 (worth S$349). Play the long game, and it pays back 🌟

Me looking at my travel funds like: 🥲 You can't fix flight prices, but you can at least stack a few discounts on your travel insurance. Here's how. 👀 👉 Read: How to Get Discounts on Travel Insurance 🔗 Image: Giphy

Didn’t get NDP tickets? Neither did we. 🎆 Good news: the fireworks don’t need a ticket. We rounded up the free viewing spots (plus hotel and rooftop options if you’re feeling fancy). 🥳 👉 Read: A Guide to National Day in Singapore 2026: Best Spots to Watch Fireworks, Heartland Celebrations, and More 🔗 Image: Giphy

A new travel insurance plan just launched, and it's basically playing Genie. 🧞‍♂️✨ DirectAsia Voyager has zero plan tiers—just tell it what you need. Start by adjusting trip cancellation from $2,000 to $20,000, then bolt on only the extras you want, like adventure sports for $2.33. 🤩 👉 Read more: DirectAsia Voyager Travel Insurance—MoneySmart Review 🔗 Image: Giphy

Your education loan will stay with you for a while, so don’t just trust your gut. 🥲 Fastest approval, lowest rates, or most flexible repayment—we broke down which bank wins for each. Pick based on facts, not just in-tuition. 🎓😉 👉 Read: Which Bank in Singapore Is Best for an Education Loan? 🔗 Image: Giphy