Paytm Money

🎮 In GTA, more action = more progress. But in investing, more checking, buying, selling and switching doesn’t always mean more control. This week’s Money Experiment explores the illusion of control and why sometimes, doing less can be the smarter move. Read the full edition 👇 https://www.linkedin.com/pulse/what-grand-theft-auto-can-teach-you-investing-paytmmoney-z7hbc

Tiny backpacks, big bills.👪 Raising a child can cost up to ₹1.65 Cr in India, inflation-adjusted. Start planning early with Mutual Fund SIPs on Paytm Money. Learn more: https://www.paytmmoney.com/blog/child-investment-plan-1-crore-by-20/ Do you have an SIP for your child’s future? ♥️ Yes 👍🏻 Not yet

This Independence Day, we took one question to the streets of Delhi: How financially free are you? 🇮🇳 Here's what people said.👇 https://www.youtube.com/watch?v=6pXGZxsxRwA

If your salary stopped, how long can you manage? 🇮🇳 #financialfreedom

How much is enough to feel financially free? 🇮🇳💙

₹25K can unlock a ₹1L trade with MTF. 👀 But there’s no free lunch. MTF comes with costs like daily interest, brokerage, pledge/unpledge & DP charges. So don’t just calculate your potential profit. Calculate your net return after costs. Paytm Money MTF interest rates start at 7.99% p.a. for funded amounts up to ₹1L. 📈 Read more: https://www.paytmmoney.com/blog/mtf-charges-interest-brokerage-cost-calculation/ Quick poll: What do you check before using MTF? 👍Interest rate ❤️Brokerage & charges 💯Both

Five IPOs are open today. Which one(s) are you applying for? 🚀

₹𝟭,𝟬𝟬𝟬 𝗮 𝘄𝗲𝗲𝗸 𝗱𝗼𝗲𝘀𝗻'𝘁 𝘀𝗼𝘂𝗻𝗱 𝗹𝗶𝗸𝗲 𝗺𝘂𝗰𝗵. Do it for 5 years, and suddenly, the numbers get interesting. 🍕📈 That’s the idea behind an ETF SIP on Paytm Money. Learn more: https://www.paytmmoney.com/blog/minimum-investment-etfs-india-how-much-to-start/

Trading community came together in Delhi today!📈🤝 We just wrapped up our Traders Meet-up (Delhi); an evening of market insights, experiences and great conversations. Join our Traders community on Telegram for updates about upcoming events and much more. 🔗https://t.me/+VUyOkHUZfuU1OWI1 See you at the next one! 🚀

🌍 You can invest in Apple, Microsoft & Nvidia through International ETFs from as little as ₹500. But before you buy, check one number: i-NAV, it could save you from overpaying. i-NAV is its estimated fair value, based on: • The stocks ETF holds • USD/INR exchange rate • Fund expenses Most days, the ETF price and i-NAV stay close. Sometimes they don't and that's when you could end up paying more than it's worth. 📖 Read more: https://www.paytmmoney.com/blog/international-etfs-india-inav-guide/ Have you heard of i-NAV before? ❤️ Yes 👍 No

💙 Let's pick your first Mutual Fund. Start by asking yourself these 3 questions: ✅ What's your financial goal? ✅ When will you need the money? ✅ How much risk are you comfortable taking? A simple rule of thumb: ⏳ The closer your goal, the safer your investments should generally be. Think Debt Funds. 🚀 The farther away your goal, the more equity you can consider. Think Large Cap, Flexi Cap or Index Funds. Read more: https://www.paytmmoney.com/blog/how-to-choose-mutual-funds-based-on-financial-goals/ (Note: This is general guidance only. The right mutual fund category depends not only on your financial goal and investment horizon but also on your risk tolerance, income stability, and overall financial situation. Investors with higher or lower risk-taking ability may choose different)

What’s harder?

👀 Ever noticed how your social media feed always agrees with you? The same thing happens while investing too. Buy a stock, and suddenly every bullish post feels convincing. Every warning? Easy to scroll past. That's called confirmation bias. We explore this in today's Money Experiment. Read and subscribe.👇 💙 https://www.linkedin.com/pulse/what-social-media-can-teach-you-investing-paytmmoney-635jc/

💭 Can we tell you one thing? Don't make ₹1 crore your retirement goal just because everyone says so. A ₹1 crore corpus gives you roughly ₹33,000/month (using the 4% rule). And thanks to inflation, its purchasing power could shrink to around ₹31 lakh in 20 years. Take 2 minutes and calculate your retirement number instead of relying on someone else's. 💙 Here’s the link: https://www.paytmmoney.com/calculators/retirement-calculator Have you calculated your retirement corpus yet? 👍 Yes ❤️ No, checking now

Dost wahi jo sahi waqt par rok de. In trading, that friend is Stop-Loss. Happy Friendship Day. 💙✨

How much is enough to retire in India? 👀

The biggest obstacle to building wealth might not be the market. It might be your brain. Here's how Present Bias quietly affects your investing decisions and how to beat it. 💙✨ 📽️Watch now: https://youtu.be/3lGQe5mEWzI

How long can you hold MTF stocks?📈 A day? A week? A month? Or a year? With MTF, you can hold positions for up to 365 days, but that doesn't mean you should. The ideal holding period depends on: ✅ Daily interest costs ✅ Maintaining the required margin ✅ Your trading strategy With MTF, it's not about how long you can hold, it's about knowing when to exit. Read more: https://www.paytmmoney.com/blog/how-long-can-i-hold-stocks-under-mtf/ What's the longest you've ever held an MTF position? 👍Less than a week ❤️ 1–4 weeks 💯 Over a month

🎟️ 13 million people wanted Coldplay tickets. Most missed out. That same feeling of "I should've been there" often influences how we invest. In this week's Money Experiment, discover how Regret Aversion can lead to costly investment decisions. 📖 Read the latest edition: https://www.linkedin.com/pulse/what-coldplay-concert-can-teach-you-investing-paytmmoney-qxsef Have you subscribed to our newsletter? ❤️ Yes 👍 Not yet, will check now

Prateek Agrawal, MD & CEO of Motilal Oswal AMC, share practical lessons on SIPs, and long-term wealth creation in the latest Paytm Money Masterclass. ✨Watch now: https://youtu.be/8k9oDJyEGrM