Dare to Finance

What Financial Resilience Looks Like 💵💰 Resilience isn’t just about surviving big emergencies, but navigating the smaller in-between moments without panic. Read article here: https://www.daretofinance.com/blog/what-financial-resilience-looks-like

Ever considered retiring 5 times? 🤔 Micro retirement and little breaks along the way for a longer runway. What are your thoughts? Our IG post here: https://www.instagram.com/p/DXgdXCJkflk

Bank Interest rates in 2026 👀 All the deets here: https://www.daretofinance.com/blog/high-interest-accounts-2026

​​😮 BIG CHANGES from MOH that will affect you: Hospital Insurance Rider Coverage Changes ♻️ Major changes to IP riders are coming in April 2026 and we’re here to cover it, and give you a tldr. If you’ve been paying attention to the news (or your insurance agent has been blowing up your phone), you’ve probably heard about the big shake-up coming to Integrated Shield Plan (IP) riders. Read the full article here: https://www.daretofinance.com/blog/ip-rider-changes-2026?utm_source=tele

​​Big news: A SGX and Nasdaq Dual-Listing Bridge 📰📈 The Singapore Exchange (SGX) and Nasdaq announced a landmark partnership that could fundamentally change how Singaporeans invest and how Asian companies access capital. Think, all-day long trading, reducing currency risk and more. 📌Read the full article here: https://www.daretofinance.com/blog/sgx-nasdaq-bridge

​​Hi guys! We’ve been working on something fun and we’re excited to finally share it with you — we’re launching DTF Groupbuy 🎉 💭What is it? A simple way to rally people together to unlock better discounts through pooled demand. 🦖What’s on now? Personalised children’s storybooks by Storystars — fully customised to look like your child, include their name, and support emotional regulation through storytelling. They specialise in books for kids under 12, perfect for gifting or keeping as a meaningful keepsake!! We’re partnering with them exclusively for a groupbuy on their bestselling title, “Big Feelings.” 🤲 Check out the groupbuy here: https://www.daretofinance.com/group-buy (Remember to refer friends to be one on the leaderboard to unlock more discounts!!)

​​Got an ILP and not sure how you’re feeling about it? 🤔 It first starts with which of the 2 types of ILP it is. Recently saw an active thread on Reddit about it and since it’s also one of our most common query- here it is! Disclaimer: It’s not a straightforward answer so we just want to share this in hopes it can help someone who is in this sticky sitch 🕸️ please also read our full article for better understanding!!!

Are you team natural diamond or lab gown? 💎 Read our article here: https://daretofinance.com/blog/are-diamonds-really-valuable

​​DTF Events: Sneak peek into Startups & Hang out 🤙🏻🥳 A special community hangout and you’re invited! ✨ What’s happening: • Sneak peek of Perfingo, our personal finance goal-achiever app 🚀 • Meet startups & mingle with like-minded people 💬 • Chill afternoon with food, snacks & desserts 🍴 📅 Date: Sat, 13 Sept 🕐 Time: 1:00 – 3:30 PM 📍 Venue: 141 Cecil St, Level 2 🎟️ Ticket: $5 (to confirm your RSVP & avoid no-shows) 👉 Fill in this form to RSVP: https://forms.gle/bp24X8iFVFTncZYU7 Spots are limited, as usual!

​​🚀 We’re hiring! Looking for a side hustle or internship? Join us at Daretofinance and help us build the future of personal finance with Perfingo 💡✨ We’re looking for: 🎯 Social Media Strategist 🎨 UI/UX Frontend Developer 💻 Full Stack Engineer What you’ll get: ✅ Flexible hours & location ✅ Work on meaningful projects from the ground up ✅ Be part of a small, product-obsessed team shipping fast and making personal finance simple, intuitive, and lifestyle-first If you love crafting delightful experiences, playing with data, and helping millions feel confident with money—this is your chance to make an impact. Apply here 🔗: https://daretofinance.com/career

​​Parfund performance - what is that? 😥 Do you know how your endowment, whole life, or annuity plans actually generate returns? Behind the scenes, they’re powered by something called a Participating Fund. In today’s post, we break down how it works, share the latest performance updates from insurers, and highlight what it means for you. 📌Read the full article here → https://daretofinance.com/blog/par-fund-performance-2025

​​Holding Bitcoin? It hit $122k while you weren’t looking. Here’s how it went from hype to legit finance, and what it means for you now. Read the full article on our blog: https://daretofinance.com/blog/bitcoin-glow-up

​​Hey everyone! 👋 We’ve been (not so) secretly building a personal finance app with our tech arm, Perfingo — and now, before the official launch, we’re inviting you to be among the first to try it out! 🚀 With Perfingo, you can: • Track your net worth at a glance • Log spending effortlessly with our smart chatbot • See all your investments (stocks, ETFs, and more) in one place • Manage your money across desktop and mobile 👉 Give it a spin: https://www.perfingo.com/budget We’re so grateful for all your support so far — and we’d love to hear what you think once you’ve had a go! And this is just the beginning. Coming soon: • Split bills with friends • Manage finances as a couple • Reach your money goals with gamified challenges 🎯 You’ll even be able to suggest and vote on new features right inside the app. 💡 Thanks again for being part of the journey! – The Daretofinance Team 💪

🎟 Use Promocode < ZXNCSF > exclusively for telegram DTF peeps! ^

🌿 Balance & Bloom: Women’s Wellness with TCM (A Daretofinance Event) Feeling off-balance lately? Struggling with period pain, irregular cycles, or low energy? We’re hosting a cosy, expert-led TCM talk just for women — covering natural ways to regulate your cycle, manage pain, and restore balance. 🧑🏻‍⚕️ Led by Physician Maria Fam (Specialising in Women’s Health and Internal Medicine) 📍 City Hall area (Location to be revealed after sign up) | 🗓 10 July (Thurs) 🎁 Comes with wellness tea & goodie bag! 🔗 Sign up here (limited slots): https://lu.ma/iyt0971b 🎟 Use Promocode < ZXNCSF > exclusively for telegram DTF peeps! Let’s learn to support our bodies — the natural way 💫

​​Ever thought of retiring, and not in SG? 👀 Here’s a cost and lifestyle guide on retiring in Southeast Asia, made for Singaporeans. It’s time to stretch that retirement fund you’ve saved up for! https://daretofinance.com/blog/retiring-in-southeast-asia-2025

💰The Budget Speech will be happening this upcoming Tuesday (18th Feb) 3.30pm With it being PM Lawrence Wong’s first budget speech + SG60.. and of course it being before our upcoming election end of the year, what are you guys looking forward to most? 👀 It’ll make for a great ‘podcast’ to watch during your work day, just dont tell your boss!

​​Take home income lowered (again) due to CPF changes? 🥲 It just got to do with the CPF income ceiling, which means more CPF contributions! (Not just from you too) Here are the upcoming changes aim to enhance retirement planning and financial security for all Singaporeans. 📌Read the full article here: https://daretofinance.com/blog/navigating-the-2025-cpf-changes-in-singapore

​​Cost of Cars in Singapore 2025 🇸🇬🚗💨 We all love the convenience of a car, but how much does it set us back financially? In this article we cover all you need to know to “The Real Cost of Owning a Car in Singapore 2025: A Comprehensive Guide” 📌Read the article here: https://daretofinance.com/blog/cost-of-car-2025