Ditto's Anecdote

“Think of investing not as a way to raise the ceiling on your life, but as a way to raise the floor.” A quote from a friend that stayed with me. If you approach investing primarily as a way to climb the ladder of life, you may feel miserable when you fall short of your goals—and that pressure can lead to irrational investment decisions. But if you view investing as a way to raise the floor of your life, the goal becomes: - enough cash flow to cover your basic living expenses without having to work. - Accumulating enough assets to provide for your family, no matter what happens. - creating a financial foundation strong enough to keep your life from falling apart, even if an unexpected accident or illness prevents you from working. Once you adopt this perspective, the way you plan and invest can look completely different. I’m not saying this approach is necessarily better than any other, but I found it an interesting way to think about both investing and life.

https://x.com/saranormous/status/2083739077732626492?s=20

https://x.com/CliffordSosin/status/2078594661359194500?s=20 All leads to "execution"

my talented dev friend is looking for new opportunity https://x.com/droak_/status/2075210122373325149?s=46 one of the smartest guys with high agency that i know

Figure is one of the most interesting RWA projects https://x.com/mcagney/status/2074973575409459393?s=20

https://x.com/Backpack/status/2074847703193059555?s=20

Ditto's Anecdote pinned a video

Hi, Ditto here. Finding new home to work! After taking a short break from full-time work and spending the past few months working across several teams on the side, I’m now looking for my next full-time role. - Led growth / business work that contributed to millions in sales and capital raises across teams including Eigen, Radius, A41, and more. - Beyond this channel, I also run one of the most recognized APAC / Korea-focused crypto content channels, with 2.5M+ views so far. I just posted a tweet about coming back, and I’d really appreciate any support in amplifying it. https://x.com/ditto_eth/status/2074724689977688101?s=20 If you think I could be a good fit for a role, feel free to DM me on X or share the tweet with your network. Always appreciate everyone who reads my content! New Form Loading…

Old writing I like about product but feels like this is also applicable to humans nowadays https://www.ekram.xyz/positions-polarize/ You need to polarize yourself to be visible

https://x.com/Nithin0dha/status/2074098865511563473?s=20

https://delphiventures.io/writings/the-decade-ahead

Ditto's Anecdote pinned «What causes poverty? Nothing. It's the original state, the default and starting point. The real question is, What causes prosperity? https://x.com/PerBylund/status/665900726388785153?s=20»

What causes poverty? Nothing. It's the original state, the default and starting point. The real question is, What causes prosperity? https://x.com/PerBylund/status/665900726388785153?s=20

Crypto Cards Are Not Neobanks Crypto cards have been riding the “crypto neobank” narrative for quite some time now. And to be clear, I do think this category addresses a real need. There is clearly demand for connecting on-chain assets to real-world payments, and we are already seeing examples of companies turning that demand into actual revenue. That said, I still think there is a meaningful gap between today’s crypto cards and what we would actually call a neobank. The issue is not really a lack of PMF. It is more about the size and nature of the market they are targeting. Most crypto cards today are still built primarily for crypto users and on-chain liquidity. In other words, their growth is heavily dependent on the growth of the on-chain economy itself. They are not yet structurally bringing in users or liquidity from outside crypto. For existing card users or traditional finance users, there still is not a strong enough reason to switch to a crypto card. To become a neobank, a product needs to go beyond simply issuing a card. It needs to become a broader financial layer: where salaries can be deposited, assets can be stored, and users can access transfers, payments, savings, investments, and lending. But most crypto cards today are still closer to a payment interface that lets users spend their on-chain assets in the offline world. Of course, if the on-chain economy grows significantly over the next few years, this category will naturally benefit. But to survive until then, these companies will likely need to move beyond simple card issuance and diversify their revenue models — whether through their own vaults, stablecoin-based financial products, agentic payment rails, or B2B payment and settlement infrastructure. It is genuinely encouraging to see consumer financial products using crypto to generate real revenue. And some of these companies may eventually use that foundation to evolve into actual neobanks. But for now, I think we need to be careful when crypto cards are packaged under the “neobank” category. The real question is whether these companies are simply using the neobank narrative as a marketing layer to create hype, or whether they are actually building toward that next step. + I think Etherfi has bee doing really well and also recent launch of Plasma is also worth to follow.

https://x.com/chamath/status/2072618494324027489?s=46 Intelligence cost is collapsing fast (two curves: hardware + model efficiency), following the same path as smartphones (luxury → ubiquitous).

https://www.citriniresearch.com/p/thematic-primer-humanoid-robots

Whenever there is big crypto announcement coming that saying they are doing something with Korean Institutions - Either it's ceromonial PoC - Or one-sided partial announcement https://x.com/jayc_BM/status/2072900716805730446

https://x.com/AlanaDLevin/status/2072712807422803995?s=20

What Bitcoin Needs to Rise Again I’ve been speaking with people around me who are much better investors than I am, and there were few points that kept coming up. No matter how much a market rises, only a very limited number of people actually make money by the end of the cycle. The reason is simple. Most people fail to take profits because of greed. It is almost impossible to predict exactly where the top is, or when the bear market begins. So even when people are sitting on significant gains, many end up holding for too long and eventually lose money. When someone makes money by selling a stock, it means someone else bought that stock from them. That buyer could be a new investor driven by FOMO, or an existing investor who is already up significantly but keeps buying more out of greed. The same question applies to the Korean stock market. If the current rally ends with a structural re-rating of Korean equities, that would be the ideal scenario. But if it ends in a painful downturn, it could put real pressure on the Korean won and the domestic economy. At the end of the day, money that has been made somewhere eventually flows somewhere else. It could go into real estate. It could go into consumption. It could move into other assets. And in that process, Bitcoin may once again become one of the beneficiaries. Bitcoin has always been a unique asset. Under the narratives of digital gold, inflation hedge, and decentralized store of value, global investors, including those in the U.S. and China, accumulated Bitcoin. The ETF approval and other major catalysts then helped push its price significantly higher. But at this stage, the important question is whether Bitcoin’s existing narrative still feels convincing to the market, and what kind of catalysts remain from here. The “value” that Bitcoin was originally built on has not changed. But for the market to once again accept Bitcoin as an asset worth accumulating, it needs a renewed reason to do so. That reason could be the same digital gold narrative as before, or it could be something entirely new. If one is betting on that possibility, Bitcoin may still be an attractive asset to accumulate from a long-term price perspective. But the path will likely be difficult. The price may not react immediately, and it may take time for the market to rediscover a reason to believe in Bitcoin again. I also think we are unlikely to return to a market where the entire altcoin market rises simply because Bitcoin goes up. The old dynamic, where Bitcoin was the beta and altcoins were the alpha, may no longer apply in the same way. Instead, assets and sectors are likely to move much more selectively. This may also explain why so many altcoin projects seem to be making reckless decisions at this point in the cycle. They may understand that as regulation becomes clearer and legal accountability becomes more defined, it will become much harder to behave this way in the future. In the end, the altcoin market will likely stop moving as one unified category. It will become increasingly fragmented by sector, narrative, and individual project quality. Even if Bitcoin enters its next major uptrend, the benefits will not flow equally to every coin.

Crazy run of KOSPI I was reflecting on why I missed the KOSPI opportunity, despite so many people around me recommending it for a while, and it reminded me of a quote I saw somewhere before: “If the reason you’re hesitating to buy is the price, buy it. If the reason you want to buy is the price, don’t.” A few lessons I took from this: - I’ve generally been someone who had very little expectation for Korean equities or the KOSPI. So when the market started moving, - I unconsciously dismissed it as either a short-lived rally or some kind of artificial bubble. - Because of that, I fixed this idea in my head without really testing it: “How could anyone buy KOSPI, Samsung Electronics, or SK Hynix at these prices?” - But if an asset is showing that kind of price action, and people around me who have been investing in equities successfully for a long time keep bringing it up, I should have at least built my own thesis around the move and tested whether it made sense. - Instead, I let my existing bias shape the conclusion. I reduced the entire decision to “it’s too expensive,” without properly examining the underlying reasons. So this is another investment lesson learned. I guess this is how we grow 😭