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Vigilance Awareness Week 2025 All stakeholders are encouraged to participate in the e-pledge initiative by visiting the CVC portal: https://pledge.cvc.nic.in/

From mid-May 2025 however, this ratio has now retraced below 100 and currently is around 92. Silver prices are rising supported by industrial demand. Also, a weak US dollar seems to be working in favour of gold. Read On. https://www.personalfn.com/dwl/Precious-Metals/why-is-silver-rising-and-should-you-allocate-to-silver-etfs

The objective of the revamped #CKYC is to simplify the KYC process for investors at large. #SEBI actively working with the Ministry of Finance and other financial regulators to set up the revamped centralised KYC, which is expected to be rolled out in 2025. Read on. https://www.personalfn.com/dwl/Mutual-Funds/revamped-centralised-kyc-soon-heres-all-you-need-to-know

“Sell in May and go away,” is an old adage in the Indian equity market. However, since 2013, speaking about the Indian equity market, only twice out of twelve instances the BSE Sensex has clocked negative returns in May. Will May 2025 be different? Find out here… https://www.personalfn.com/dwl/Mutual-Funds/will-this-old-adage-hold-true-for-the-indian-equity-market-in-may-2025

The gold-silver ratio has crossed 100:1. However, it would be imprudent to term this ratio reasonable. The current undercurrents seem to be favouring gold than silver given the macroeconomic and geopolitical risks in play. Read on. https://www.personalfn.com/dwl/Precious-Metals/gold-to-silver-ratio-at-100-which-precious-yellow-metal-is-worth-considering-now

#SCSS, among all the small saving schemes, offers the highest interest rate 8.20% per annum. The interest is higher than bank FDs currently. In such a case, premature closure of the SCSS account should be thought through well. Read on. https://www.personalfn.com/dwl/Fixed-Income/considering-prematurely-closing-your-scss-account-watch-out-the-penalty

AkshayaTritiya is one of most auspicious days or muhurat to buy #Gold. Since the last Akshaya Tritiya, which was on May 10, 2024, gold has clocked a stunning 31.3% absolute returns as of April 24, 2025. Does it still make sense to buy gold? Read on. https://www.personalfn.com/dwl/Precious-Metals/gold-at-inr-100000-should-you-buy-this-akshaya-tritiya

Sensex back at 80,000! What does it mean for your mutual fund investments? Don’t get carried away — read this before you make your next move. Read on. https://www.personalfn.com/dwl/Mutual-Funds/sensex-jumps-back-to-80000-what-should-mutual-fund-investors-do

Bond yields in #India are 3-year low after two successive rate cuts by the #RBI. Positive FPI flows in the Indian debt market, the inclusion of Indian bonds in JPMorgan's emerging market debt index, and RBI’s timely liquidity infusion into the system have proved abetting. Read on. https://www.personalfn.com/dwl/Fixed-Income/what-do-long-term-bond-yields-say-about-path-to-interest-rates

#SEBI in a consultation paper has proposed enhancing limits for investments by mutual funds in REITs and InvITs level from 10% to 20% at the fund house level. This as per the regulator could increase the capital inflow into these instruments, broadening their market base and liquidity. Read on. https://www.personalfn.com/dwl/Mutual-Funds/does-sebis-proposal-to-increase-investment-limit-in-reits-and-invits-make-sense

Make smarter liquidity decisions! Here's everything about SEBI’s revision in overnight mutual fund redemption timings. Read on. https://www.personalfn.com/mf-news/SEBI-Revises-Cut-Off-Timings-For-Overnight-Mutual-Fund-Schemes-What-You-Need-to-Know

When you are submitting the investment declaration to your employer, make a wise choice between the Old Tax Regime and the New Tax Regime. This can help you legitimately save a considerable amount from tax and to your disposable income. Read on. https://www.personalfn.com/dwl/Tax-Planning/have-you-submitted-your-investment-declaration-thoughtfully-for-fy26

#MutualFunds are one of the most sought-after options for investments by #NRIs. The recent ITAT judgement in Ms Anushka Sanjay Shah's case, a Singapore-based NRI, is a big positive for NRIs and would encourage many to invest in India. Read on. https://www.personalfn.com/dwl/Mutual-Funds/good-news-for-nris-investing-in-mutual-funds-in-india

The RBI has scheduled premature redemption of SGBs from April to September 2025. This has come at a time when the price of 999 purity gold has scaled a new high. Read on. https://www.personalfn.com/dwl/Precious-Metals/sovereign-gold-bonds-up-for-premature-redemptions-what-should-investors-do

CPI #Inflation for March 2025 has dropped to 3.34% (a 67-month low). #RBI may cut the policy repo rate again another 25 bps in its ensuing bi-monthly monetary policy in June 2025. Deposit rates will further go down. Debt investors would need to devise a sensible investment strategy. Read on. https://www.personalfn.com/dwl/Mutual-Funds/indias-cpi-inflation-for-march-at-a-67-month-low-what-it-means-for-interest-rates-and-debt-investors

#Gold has clocked over 20% absolute returns so far in CY2025. Smart investors turned to it for its trait of being a safe haven and a store of value in times of economic and geopolitical uncertainties. But will gold continue to scale new highs? Read this article. https://www.personalfn.com/dwl/Precious-Metals/will-gold-lose-its-sheen-after-a-fast-run-up

Even Warren Buffett is holding more cash. Are you ready for what’s ahead? Here’s why building a solid emergency fund is no longer optional. Read on. https://www.personalfn.com/dwl/Financial-Planning/are-you-holding-a-sufficient-contingency-fund-amid-volatile-equity-markets

AMFI net inflow data for March 2025 reveals a lot about investor behaviour. Investors are taking high risk by investing in small cap funds and mid cap funds. Read on. https://www.personalfn.com/dwl/Mutual-Funds/what-equity-mutual-funds-net-inflows-data-for-march-says-about-investor-behaviour

Warren Buffett’s sitting on cash. Should you too? Find out how Liquid Funds can help you ride out the storm. Read on https://www.personalfn.com/dwl/Mutual-Funds/liquid-funds-a-worthy-choice-to-park-money-for-the-short-term-amid-volatile-equity-market

RBI just cut rates again. Here's what it means for your debt investments and mutual funds. Click to know if it’s time to shift your strategy! Read on. https://www.personalfn.com/dwl/Mutual-Funds/rbi-cuts-rates-again-what-debt-market-investors-should-know