Tara IAS Academy - TGPSC/APPSC

https://youtu.be/qjZt2ERva2w?si=sS6A-jSjX9p4TCn9

Dear Students, 📍 Money & Banking – Part 8 session has been uploaded. Topics Covered: • History of Banking in India • Structure of Banking in India • RBI – Evolution, Composition, Subsidiaries & Functions • Important RBI Portals – UDGAM, PRAVAAH, Daksh, FREE-AI, MuleHunter & others • Qualifications & Criteria for Scheduled Commercial Banks This session continues our 360° exam-oriented approach, covering the fundamentals and important RBI developments. Happy Learning!

https://www.taraias.com/courses/Anthro-DAP--Anthropology-Daily-Answer-Writing--Mentorship-Program--UPSC-2027--2028-6a7d5c0da058f11e7ba36c14

https://youtu.be/sTnZZjagtgE?si=UQr3NwWc_f68_UJb This is the single most important topic and lifeblood of the entire modern Indian history! Every other event, from Moderate Politics, Swadeshi, Satyagraha, Gandhian rural romanticism and Non-Cooperation to contemporary regional inequalities, disguised unemployment and the weakening of India’s purchasing-power parity, flows from this single most important topic. Explained the patterns and tendencies that were never touched in the NCERTs, neither in Spectrum nor in Bipin Chandra. Know how we paid for our own colonisation, destruction and distress. Don’t miss it!

https://youtu.be/-dD7W7MBSqE?si=By69s8AF8cIDQqrZ

https://youtu.be/pmp104pVYN4?si=KRIAlhMyjVik1Myd

Dear Students, 📍 Money & Banking – Part 7 session has been uploaded. Topics Covered: • Liquidity & Highly Liquid Assets • Liquidity Preference Theory – J.M. Keynes • Demand & Time Liabilities • Savings Account vs Current Account • Green Deposit Framework, 2023 • New Bulk Deposit Limit • Unclaimed Bank Deposits & UDGAM Portal • Full Reserve vs Fractional Reserve Banking • Measures of Money Supply – NCERT (M1, M2, M3, M4) & RBI (M0, M1, M2, M3, M4) • Money Multiplier • Reserve Deposit Ratio (RDR) • Currency Deposit Ratio (CDR) A comprehensive 360° approach covering important concepts of liquidity, banking and money supply. Happy Learning!

Dear Students, 📍Money & Banking – Part 6 session has been uploaded. Topics Covered: • Blockchain Technology • Cryptocurrency • Proof of Work (PoW) & Proof of Stake (PoS) • Bitcoin & Bitcoin Halving • Public Key & Private Key • Bitcoin Wallet • US Bitcoin Strategic Reserve Fund • Cryptocurrency Status in India & Around the World • UNICEF Cryptocurrency Fund • OECD – CARF • MiCA (European Union) • Stablecoins & GENIUS Act • Worldcoin Project – Sam Altman • Central Bank Digital Currency (e₹ / Digital Rupee) • e₹ vs e-RUPI • Fungible vs Non-Fungible Assets • Non-Fungible Tokens (NFTs) Don't miss this session! It is a complete goldmine for understanding Blockchain, Bitcoin, CBDC, NFTs, and the global cryptocurrency ecosystem. I can confidently say that the conceptual clarity you'll gain here is hard to find elsewhere-you'll realize it yourself after watching the session. Happy Learning!

https://youtu.be/nEJmZ1DUOb0?si=xVPOPmLV8dd3zhF4

https://youtu.be/5RhNXZqNtzM?si=ZhpK2BEZDFDnB2ZI

Dear Students, 📍Money & Banking – Part 5 session has been uploaded. Topics Covered: • Payment System Operators (PSOs) • Digital Transactions Ombudsman Scheme (2019) • Integrated Ombudsman Scheme (2021) • Board for Regulation and Supervision of Payment and Settlement Systems (BPSS) • Payments Regulatory Board (PRB) • RBI Digital Payments Index (DPI) • Financial Inclusion Index (FI-Index) • Global Hackathon HaRBInger 2025 This session continues our 360° exam-oriented approach with a focus on conceptual clarity and the latest RBI developments. Happy Learning!

Dear Students, 📍 Money and Banking – Part 4 session has been uploaded. Topics Covered: • Credit Cards & Debit Cards • Magnetic Stripe Cards • EMV Chip Cards • Card Tokenisation • Additional Factor of Authentication (AFA) • Credit Card Network Portability Order • National Common Mobility Card (NCMC) • ATM & Types of ATMs • Nandan Nilekani Committee (Deepening of Digital Payments) • UPI for NRE/NRO Accounts • UPI – List of Available Countries • Local Currency Settlement (LCS) System • UAE's Jaywan Card • Project Nexus • UPI–TIPS Linkage • SWIFT & SFMS Messaging Systems This session covers the latest developments in India's digital payment ecosystem. Happy Learning!

Dear Students, 📍Money and Banking – Part 3 session has been uploaded. Topics Covered: • Pre-Sanctioned Credit Line • BHIM & BHIM 3.0 • RuPay Card Payment Network • Bharat Bill Payment System (Bharat Connect) • National Financial Switch (NFS) • National Automated Clearing House (NACH) • Aadhaar Enabled Payment System (AePS) • National Electronic Toll Collection (NETC) • FASTag • PAI Chatbot • DigiSaathi Helpline • DakPay • Bharat QR • e-RUPI This session continues our comprehensive 360° exam-oriented approach, focusing on conceptual clarity along with practical understanding of India's digital payment ecosystem. Happy Learning!

https://youtu.be/Lmmmh_kpsQk?si=RGKTKojy_XLGUHGu

Enroll here: https://www.taraias.com/courses/TGPSC-Group-1-Foundation--Mentorship-Program-2026-FMP-Pro-2026---Batch-3-6a5de92890a9b882ba0c3356

https://youtu.be/buw8IqmQte0?si=zDUjTh_On0A-6VM3

Dear Students, Money and Banking – Part 2 session has been uploaded. Topics Covered: • Negotiable Instruments Act, 1881 • Types of Cheques • IFSC & MICR • Demand Draft (DD) • Overdraft (OD) • Cheque Truncation System (CTS) • Positive Pay Mechanism (PPM) • Core Banking Solution (CBS) • RTGS, NEFT, IMPS & LPSS • NPCI • UPI, UPI Lite, UPI 123PAY & UPI Lite X We are covering every topic in a comprehensive 360° approach to ensure conceptual clarity and exam-oriented preparation. This detailed coverage caused a slight delay, but the remaining course will be completed shortly. Thank you, and happy learning!

https://youtu.be/whkNzOjd9z8?si=Xk2F2IFYEJAbAOLd

https://youtu.be/Mbgzj3n3rFA?si=8JFk4jyx3SjqViXe

📍Dear Students, The Money and Banking – Part 1 session is now available. This is an important foundation topic, so make sure to watch and complete the session at the earliest. Thank you.