Scopuly - Stellar DeFi

Ask AI About Liquidity Pools 🌊 Providing liquidity should begin with understanding the risks. The Scopuly AI Assistant can help explain pool shares, trading fees, APY, asset ratios, and impermanent loss before a user enters a position. AI guidance does not remove market risk or guarantee profit, but it can help users ask better questions and understand the information displayed in the wallet. DeFi becomes safer when users know what they are approving. 👉 https://scopuly.com #Scopuly #AIAssistant #LiquidityPools #StellarDeFi #AMM #CryptoEducation 📱 @scopuly | @scopulynews

$XLM IS QUIETLY TURNING STELLAR INTO A PAYROLL RAIL. 👀 Zebec just revealed that 9 enterprises are already running USDC payroll on Stellar - only two months after launch. And the numbers are worth watching: 💰 ~$4M annualized USDC payroll run-rate 🏢 9 business accounts already onboarded 🌎 Built for distributed teams and cross-border payments ⚡️ Stellar transactions cost fractions of a cent But the more interesting part is what’s happening around it. Zebec has added MoneyGram for cash offramps, Privy for wallet onboarding, Tangem for self-custody and EURAU for euro-denominated payroll. So this isn't just about sending USDC salaries on-chain. It's about connecting payroll → stablecoins → wallets → cash → local currencies through one financial infrastructure. And Stellar is sitting underneath it. The real question: What happens to $XLM as more real-world financial flows start running through Stellar? Nine enterprises is still early. But if that number keeps climbing, this could become a much bigger story. 👀 #Stellar #XLM #Crypto 📱 @scopuly | @scopulynews

Protect Your Wallet with Face ID or PIN 🔐 Strong self-custody should still feel simple in everyday use. Scopuly supports local wallet protection through PIN and biometric access, helping users secure the app while keeping wallet actions fast and convenient. Face ID or fingerprint access can make it easier to open the wallet, review balances, and approve supported actions without typing a password every time. Device security does not replace recovery phrase protection, but it adds another important layer around daily wallet access. 👉 https://scopuly.com #Scopuly #WalletSecurity #FaceID #SelfCustody #Stellar #CryptoWallet 📱 @scopuly | @scopulynews

$XLM JUST HIT ANOTHER MILESTONE - AND THIS ONE IS HARD TO IGNORE. Stellar’s tokenized real-world assets have reached a record $3.22 BILLION. And this isn't just a one-off spike. 📈 +8.4% in the last 30 days 💰 $3.22B in tokenized assets 🏦 Spiko alone accounts for ~$1.5B 💵 Stellar stablecoin market cap jumped 57.6% to $503.5M 🌎 Stablecoin transfer volume reached $6.6B There's another detail that stands out. Stellar crossed: $1B → January $2B → April $3B → June That's three billion-dollar milestones in just six months. Meanwhile, Franklin Templeton, Ondo and MoneyGram are building real financial products and payment infrastructure on the network. And DTCC has selected Stellar as one of the public blockchains for its tokenization efforts. So here's the bigger question: Are we still looking at $XLM as just another altcoin… or are we watching the infrastructure for a much larger tokenized financial market take shape? #Stellar #XLM #Crypto 📱 @scopuly | @scopulynews

Sign Stellar XLM Transactions Locally ✍️ Your private key should not travel to the application requesting a transaction. With Scopuly, supported Stellar transactions are signed locally inside the wallet after the user reviews and approves them. The external application receives the signed result, not the recovery phrase or secret key. This separation allows users to interact with dApps while maintaining control over their accounts and keeping sensitive wallet data away from websites. 👉 https://scopuly.com #Scopuly #LocalSigning #Stellar #CryptoSecurity #DApps #SelfCustody 📱 @scopuly | @scopulynews

🏦 BNY Investments is taking another step toward on-chain finance Marketnode is bringing select BNY Investments funds on-chain through Stellar $XLM , giving institutional and accredited investors access to tokenized multi-asset investment products. The interesting part is who's involved. 💼 BNY - one of the world's largest asset servicing firms 🌏 Marketnode - Asia-Pacific digital market infrastructure ⚡️ Stellar $XLM - the blockchain layer connecting the two Marketnode will tokenize selected BNY funds and use its infrastructure to improve distribution and security. And the scale of BNY puts this into perspective: $62.6 trillion in assets under custody and administration $2.2 trillion in assets under management This isn't a crypto-native fund experimenting with blockchain. It's traditional financial infrastructure moving selected investment products onto a public blockchain. Stellar $XLM is increasingly becoming part of that transition - one institutional asset at a time. 🌍 #Stellar #XLM #Crypto 📱 @scopuly | @scopulynews

Manage Stellar Multisig Accounts 🛡 One private key does not have to control every important account. Stellar multisig allows several signers to share responsibility through different weights and account thresholds. Scopuly helps users review signers, understand required authorization levels, and work with multisignature transactions. This can be useful for teams, businesses, shared treasuries, or individuals who want stronger protection for high-value accounts. 👉 https://scopuly.com #Stellar #XLM #Crypto 📱 @scopuly | @scopulynews

🚀 Stellar $XLM is getting ready for Protocol 28: Adapter Stellar $XLM is preparing its next major network upgrade, and this one is less about flashy features and more about making the infrastructure stronger underneath. 🧩 Three changes stand out: ⚡️ Faster consensus CAP-83 allows validators to keep moving even when transaction data arrives slowly, helping Stellar maintain performance as network activity scales. 🔄 Smarter smart-contract upgrades CAP-85 lets multiple Soroban contracts sharing the same code be upgraded together - making large deployments safer and far easier to maintain. 🛠 Easier contract migrations CAP-86 makes it simpler for developers to evolve contract data without breaking existing applications. And the timing matters. Stellar $XLM is already processing millions of transactions, supporting billions in tokenized real-world assets and attracting financial institutions. Protocol 28 is essentially about making the underlying infrastructure ready for that growth. 📅 What’s next: • Aug. 27 - Testnet upgrade vote • Sept. 16 - Mainnet upgrade vote The interesting part about Adapter isn't one killer feature. It's the fact that Stellar $XLM continues to upgrade the network around the needs of developers, institutions and real-world financial applications. The infrastructure race is getting more serious. ⚡️ #Stellar #XLM #Crypto 📱 @scopuly | @scopulynews

Understand Signer Weights and Thresholds ⚙️ Multisig security depends on more than adding extra addresses. Each signer can have a weight, while the Stellar account defines low, medium, and high thresholds for different operations. A transaction is valid only when the combined signer weight reaches the required threshold. Scopuly helps users inspect these settings before signing or changing account security. Incorrect configuration can lock an account, so every change should be reviewed carefully. 👉 https://scopuly.com #Stellar #XLM #Crypto 📱 @scopuly | @scopulynews

Stellar $XLM is quietly building something bigger than a payment network. Look at who’s connecting to it: 🏦 Archax → regulated tokenization & institutional assets 💸 MoneyGram → global remittances & stablecoin payments 💵 MGUSD → dollar liquidity on Stellar And that’s the interesting part. One side brings tokenized financial assets. The other brings real-world payment distribution. Put them on the same network and you start getting a different picture: RWAs + stablecoins + payments + institutional infrastructure. That’s exactly the combination Wall Street has been moving toward. $XLM is still around $0.16. So the question isn’t whether Stellar has partnerships. It’s whether these rails eventually turn into real transaction demand. Because if they do… the market may be looking at Stellar very differently later. Are we still underestimating $XLM? 👀 #Stellar #XLM #Crypto 📱 @scopuly | @scopulynews

Choose Which Account a dApp Can Use 🎯 A dApp should not automatically connect to every account in your wallet. When establishing a supported session, Scopuly lets users choose the Stellar account they want to use. This is especially helpful for people who separate personal funds, trading activity, DeFi positions, and Testnet development across different addresses. Clear account selection helps reduce mistakes and gives users more control over each connection. 👉 https://scopuly.com #Stellar #XLM #Crypto 📱 @scopuly | @scopulynews

🔥 $XLM IS ABOUT TO GET A MAJOR INFRASTRUCTURE UPGRADE. And most people are probably looking at the wrong part. On August 27, Stellar $XLM is scheduled to move forward with Protocol 28 - “Adapter.” The headline isn't just another network upgrade. It's about making Stellar easier to build on. ⚙️ Faster consensus under heavy load 🧩 Atomic upgrades for entire fleets of Soroban contracts 🔄 Easier smart contract data migrations 🏗 Less friction for developers building financial applications And that's where it gets interesting. Stellar $XLM has been pushing deeper into payments, stablecoins and tokenized real-world assets. Now the underlying developer infrastructure is getting upgraded to handle more sophisticated applications. The real question isn't: “Will Protocol 28 pump $XLM ?” It's: What happens to the Stellar ecosystem if building on it becomes significantly easier? August 27 is the next checkpoint. #Stellar #XLM #Crypto 📱 @scopuly | @scopulynews

Connect Scopuly to Stellar dApps 🔌 Your wallet can become the secure connection between your account and Stellar applications. With WalletConnect support, Scopuly users can connect to compatible dApps through a QR code or mobile link. The dApp can request access and prepare transactions, while Scopuly keeps account selection, transaction review, and final approval inside the mobile wallet. This opens a wider path into Stellar DeFi without exposing private keys to websites. 👉 https://scopuly.com #Stellar #XLM #Crypto 📱 @scopuly | @scopulynews

🏦 Wall Street just got another green light for tokenized assets The SEC has cleared the way for Franklin Templeton’s registered mutual funds and ETFs to hold BENJI directly - its blockchain-based money market fund. And there’s an important Stellar $XLM connection: 🔹 BENJI was launched on Stellar in 2021 🔹 Franklin’s funds can use Stellar-based digital wallets for BENJI holdings 🔹 Stellar $XLM records transactions on-chain while traditional systems maintain official ownership records 🔹 The new framework tackles one of the biggest obstacles to institutional adoption: custody This is a significant shift. Tokenized funds are moving from experimental blockchain products toward something traditional investment vehicles can actually hold. Franklin Templeton is already taking BENJI across multiple networks, but Stellar $XLM remains part of the fund’s institutional infrastructure from the beginning. The bigger trend is clear: Blockchain isn't replacing Wall Street overnight. It's becoming part of the machinery Wall Street uses. ⚡️ #Stellar #XLM #Crypto 📱 @scopuly | @scopulynews

Scan a WalletConnect QR Code 📷 Connecting a desktop dApp to your mobile wallet can take only a few steps. Open the connection flow in the dApp, scan the WalletConnect QR code with Scopuly, review the application details, and approve the session. Once connected, transaction requests can be sent to the wallet for review and signing. The QR code establishes the session. It does not give the dApp access to your private key. 👉 https://scopuly.com #Stellar #XLM #Crypto 📱 @scopuly | @scopulynews

🏦 Franklin Templeton just removed another barrier for tokenized funds The SEC staff has given Franklin Templeton regulatory clearance that allows its registered investment vehicles to invest directly in BENJI, the blockchain-based money market fund. And here's where it gets interesting for Stellar $XLM 👇 🔹 Franklin launched BENJI on Stellar back in 2021 🔹 Stellar is used to record fund transactions on-chain 🔹 Franklin can now establish Stellar wallets for its registered portfolios 🔹 The approval helps traditional investment products interact with tokenized assets under existing custody rules This is more than another tokenization headline. A traditional asset manager is gradually moving blockchain deeper into the core plumbing of conventional finance - while regulators are adapting the rules around it. And Stellar $XLM is already part of that infrastructure. ⚡️ The question is no longer whether tokenized funds can exist. It's how far they can move into mainstream financial markets. #Stellar #XLM #Crypto 📱 @scopuly | @scopulynews

Scopuly Is Listed in WalletGuide 🎉 Scopuly is now officially discoverable in WalletConnect WalletGuide. The listing makes it easier for users and compatible connection interfaces to identify Scopuly as a supported mobile wallet. It also reflects an important integration milestone following the WalletGuide submission and QA process. For the Stellar community, this creates another path for mobile-first wallet connectivity and secure transaction approval. 👉 https://scopuly.com #Stellar #XLM #Crypto 📱 @scopuly | @scopulynews

⚙️ Stellar $XLM is upgrading the machinery behind the network Protocol 28 - Adapter - is coming, and Stellar $XLM is targeting three problems that become increasingly important as the ecosystem grows. ⚡️ Consensus shouldn't wait CAP-83 allows validators to keep moving even when transaction data is delayed, making consensus more resilient under heavy network load. 🔄 Upgrades shouldn't become a headache CAP-85 lets entire fleets of Soroban contracts share an updatable code reference. One change can upgrade them all at once instead of updating hundreds of contracts individually. 🛠 Smart contracts need room to evolve CAP-86 makes contract data migrations more flexible, reducing the risk of breaking applications when their data structures change. Why does this matter? Stellar $XLM isn't just processing payments anymore. The network is increasingly being used for stablecoins, tokenized funds, RWAs and institutional financial applications. As that ecosystem gets bigger, the infrastructure underneath has to become easier to scale and maintain. 📅 Key dates: 🧪 Aug. 27 - Testnet vote 🌐 Sept. 16 - Mainnet vote Adapter isn't designed to grab headlines. It's designed to make sure Stellar can handle the headlines that come next. 🚀 #Stellar #XLM #Crypto 📱 @scopuly | @scopulynews

What the WalletGuide Listing Means 🌐 Discoverability is a major part of wallet adoption. A wallet may have strong features, but users and applications still need a standard way to find and connect it. Scopuly’s WalletGuide listing gives the wallet an official profile inside the WalletConnect ecosystem, including its supported platforms and connection routes. This does not mean universal compatibility with every dApp, but it creates a stronger foundation for broader support. 👉 https://scopuly.com #Stellar #XLM #Crypto 📱 @scopuly | @scopulynews

🏦 BNY Investments funds are coming on-chain with Stellar $XLM Another major step for institutional finance on Stellar $XLM . Marketnode is partnering with BNY Investments to bring selected investment funds on-chain through the Stellar network, giving institutional and accredited investors in APAC a new digital channel to access established investment products. Why it matters: 🔹 Real investment funds represented on-chain 🔹 Institutional-grade distribution 🔹 Regulated finance meets blockchain infrastructure 🔹 Stellar $XLM provides the underlying network for issuance and transfer This is bigger than another token launch. Traditional investment products are gradually moving from off-chain paperwork to programmable on-chain infrastructure - and Stellar $XLM is increasingly becoming part of that transition. 🌎 #Stellar #XLM #Crypto 📱 @scopuly | @scopulynews