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#investing_myths "Stocks are only for the rich. Why that's not true" "Stocks are for people with a lot of capital. With my $200, there's nothing I can do there." This is one of the most common myths that has kept people from investing for years. Let's break down why that's not true.. 🔮 Where does this myth come from? In the past—it was partly true. As recently as 20–30 years ago, entering the stock market did indeed require significant capital: high brokerage commissions, minimum account opening balances, and a complex infrastructure. But the world has changed. Completely. ⏳ What has changed? Today, you can buy a share of Apple, Google, or a stake in an index fund for as little as $1. Here’s why: — Fractional shares — most modern brokers allow you to buy a fraction of a share. Is an Amazon share worth $180? Buy $10 worth — and you’re already a shareholder — Zero commissions—many brokers have eliminated transaction fees entirely — Low minimum investment—you can open an account and start investing with as little as $1–10 — Index funds—instead of buying individual stocks, you buy a share of a fund that includes hundreds of companies at once. A real-life example Fred sets aside $50 a month and buys shares in an S&P 500 index fund. He isn’t rich, isn’t a financier, and doesn’t have a lot of capital. But over 15 years, with an average annual return of 10%, his $9,000 in personal investments will grow to approximately $20,000. Not because he’s rich. But because he got started. What you really need to invest in stocks: ✅ A desire to learn ✅ A minimum investment of $10–50 ✅ A brokerage account—can be opened online in 15 minutes ✅ A basic understanding of what you’re buying ✅ Patience and consistency What's not required: ❌ Significant capital — not needed ❌ Financial education — not required to get started ❌ Constant monitoring — not needed with a long-term approach 🤨 Why the myth persists? Because it’s more convenient that way. The myth provides a simple excuse—“I don’t have enough money”—and relieves you of responsibility for inaction. But the truth is different: the barrier to entering the stock market today isn’t money. It’s the decision to get started. Sales are no longer just for the wealthy. They’re available to everyone—it’s just a matter of whether you’ll take advantage of this opportunity. Save this and share it with anyone who still thinks that way 🔖 Telegram | X (Twitter) | TikTok

#reallife_situations 🧠 "What to do with your investments during a crisis: stay or exit" A market crisis is a true test for an investor. It’s not a test of knowledge or strategy. It’s a test of character. It’s at this very moment that most people make the worst financial decisions of their lives. 🙄 What does a crisis look like from the inside? Your portfolio is down 30% in two weeks. The news is screaming about a crash. Friends say, “I told you so.” Chat rooms are filled with panic and predictions that “it’s going to get even worse.” At that moment, your brain does everything it can to force you to act. Sell. Get out. Stop the pain. And this is exactly where most beginners make a mistake they’ll regret for years to come. 📉 What happens to those who sell during a market crash? Meet Robert. It’s 2020, the start of the pandemic. The market plummeted 35% in a month. Robert panicked and sold everything. He locked in his loss. Five months later, the market had fully recovered and reached new highs. Robert watched from the sidelines—without any assets and with a realized loss. He didn’t just lose money during the crash. He missed out on one of the fastest recoveries in market history. 🏗 What happens to those who stay the course? Sarah invested in an index fund and did nothing during that same 2020 crisis. She just held on. What’s more, she continued making monthly contributions according to her DCA strategy. She bought more shares at lower prices during the market downturn. A year later, her portfolio was significantly up compared to her entry point. Not because she’s smarter than Robert, but because she didn’t let her emotions drive her decisions. 🚪 When should you actually exit? Staying invested during a crisis isn’t always the right move. There are situations where exiting is justified: — The fundamental reasons why you held the asset have changed — You urgently need this money for living expenses — You invested with borrowed funds and can’t service the debt — The asset has structural problems, not market panic, but real depreciation This isn’t panic, it’s a rational decision based on changed circumstances. The difference is fundamental. 📝 Practical questions during a crisis? Before you do anything, ask yourself: — Have the fundamental reasons for my investment changed? — Do I need this money in the near future? — Does the current situation align with my plan? — Am I making this decision based on logic or fear? If the honest answer to most of these questions is “no, nothing has changed,” then the right course of action is most likely to do nothing. 📌 The Main lesson from crises! All market crises throughout history have had one thing in common, they came to an end. Always. And after each one, the market reached new highs. This is no guarantee of the future. But it provides important historical context for those who hold a diversified portfolio with a long-term horizon. A crisis isn't the end. More often than not, it's the most crucial moment for preserving what you've built. Save this and read it again when you're feeling scared 🔖 Telegram | X (Twitter) | TikTok

#news 🛢 U.S. Strategic Petroleum Reserve (SPR) has fallen below 300 million barrels. – Following large-scale releases in 2026 related to the war against Iran, the Strategic Petroleum Reserve (SPR) has shrunk to less than 300 million barrels. – This is the lowest level in over 40 years. The last time such a level was recorded was in 1983. – For comparison: in 2021, reserves exceeded 600 million barrels, and in 2024, they stood at about 370 million barrels. – The decline in reserves poses risks to U.S. energy security.

#prediction_market 🧿 Betting has become one of the world’s leading forms of entertainment In 2025, Americans spent $166 billion on betting—twice as much as their combined spending on movies, music, books, and museums. Analysts predict further growth thanks to platforms like Kalshi and Polymarket. Estimates suggest that the betting industry’s annual revenue could reach $300 billion.

#opportunity “Passive income of up to 18% per year: myth or reality” 😳 We often talk about investing as a long-term process. But what if there were a tool that generates a stable income right now, without active trading and without high risks? Meet staking on WhiteBIT 🌐 What is WhiteBIT? WhiteBIT is Europe’s largest cryptocurrency exchange, which serves over 35 million customers worldwide. The partners include Visa and Juventus. It’s a platform with a proven track. 🏦 How staking works? The principle is simple: you deposit cryptocurrency and earn up to 18% per year in passive income. 1. No active trading. 2. No constant monitoring. 3. No need to predict the market. This is one of the simplest way to make your cryptocurrency work for you. 🤔 Why it’s interesting? 1. Up to 18% per year 2. Transparent terms 3. Platform with millions of users worldwide 4. Easy to start If you already hold cryptocurrency, it can start generating income right now. 👉  Click here to learn more about * not financial advice

#сrypto #finance 🇺🇸 Americans are more likely to hold Bitcoin than gold 1. The number of $BTC holders in the U.S. has already surpassed the number of gold holders. 49.6 million Americans own Bitcoin, while 28.8 million own gold. 2. Bitcoin has become a mainstream store of value, overtaking the traditional metal. 3. The trend is particularly noticeable among younger generations. Source: River

#finance 💴 Japan is pouring billions into propping up the $JPY. It has already spent about $160 billion on currency interventions this year. Last week alone, currency interventions totaled $53 billion on Thursday and $34 billion on Friday. The goal: to stem the decline of the $JPY amid the interest rate differential with the U.S.

#investor_vs_trader “Investor vs Trader: who makes more money and why the answer isn’t obvious” This is one of the most popular questions in the world of finance. And most people are surprised when they learn the truth. 😎 What is a trader? A trader is someone who makes money from short-term price fluctuations. They buy low and sell high—dozens of times a day, week, or month. Trading is a job—a full-time, grueling one that requires constant market presence, in-depth technical analysis, and ironclad psychological resilience. 🧐 Who is an investor? An investor is someone who buys an asset for the long term, expecting its value to rise in the future. The time horizon is years or decades. An investor doesn’t react to daily fluctuations. They focus on the asset’s fundamental value and the long term. 🤑 Who makes more money? This is where it gets interesting. The statistics are relentless: over 80% of retail traders lose money in the long run. Not because they’re bad, but because they’re competing against algorithms, professional funds and people for whom this is their only job. A successful trader may earn more than an investor—but that’s the exception, not the rule. An investor who simply held the S&P 500 for the past 30 years has outperformed most active traders. No charts, no stress, no daily monitoring. 👉Psychology — the key difference A trader lives under constant pressure. Every decision is stressful; every mistake results in a loss. Emotions become their greatest enemy. An investor learns to ignore short-term noise and trust long-term logic. Their main enemy is impatience. 🫵 What’s right for you? Choose trading if: — You’re willing to devote a full workday to it — You have nerves of steel and a clear system — You understand that the first few years will most likely be unprofitable Choose investing if: — You want results without constant stress — You’re willing to think in terms of years rather than hours — You value time more than adrenaline 🤙 Most people think they want to be traders. 🤟 Most successful people are investors. Take a moment to reflect—which approach resonates more with you? 🔖

#news 🪐 SpaceX is heading toward an orbital future. The company has proposed launching up to 1 million satellites into low Earth orbit to create a solar-powered space-based data center for AI. Computing in space could become cheaper than ground-based infrastructure.

#opinions Bitcoin analysts note that the price has already reached the upper limit of the cycle, which increases the likelihood of a medium- and long-term trend reversal. The current market structure points to a possible final phase of selling, after which a trend reversal may occur.

#case_studies “How systematic investments of $100/month change the picture over 10 years” The most common myth about investing is that you need a large amount of starting capital. Let’s break this down using specific numbers. 👋 Meet Jeff Jeff is 30 years old. He’s not a financier, not a trader, and he didn’t inherit any money. He simply decided one day to set aside $100 every month and invest it in an index fund that has historically returned about 10% per year. No panicking during market downturns. No trying to time the market. Just consistent and systematic investing. 👉 Here’s the result after 10 years - Initial investment: $12,000 - Total including compound interest: ~$20,400 - Income: over $8,000 — without any active effort 😳 Now imagine that Jeff continued for another 10 years. - Personal investments: $24,000 - Total including compound interest: ~$68,000 - Income: over $44,000 This isn’t magic. It’s compound interest—the most powerful tool in investing. What Jeff did right: ✅ Started early—time worked in his favor ✅ Invested regularly—regardless of market conditions ✅ He didn’t panic during market corrections—and didn’t end up in the red ✅ He didn’t try to “time the market”—he just stuck to his plan 🧐 Key takeaway It’s not the amount that matters, but the system and time. $100 a month is less than most people spend on coffee and subscriptions. But over 20 years, the difference between “investing” and “not investing” becomes very noticeable. It’s never too late to start, but the sooner you start, the better time works for you. Save this and share it with anyone who still thinks $100 isn’t enough 🔖 Telegram | X (Twitter) | TikTok

#what_affects_price “What is a Bitcoin ETF and why did it change the market?” January 2024. The SEC approves the first spot Bitcoin ETFs in the U.S. The market skyrockets. The news is everywhere. But most people still don’t understand exactly what happened and why it matters. Let’s break it down. 💼 What is an ETF? An ETF—Exchange Traded Fund—is a fund that trades on an exchange just like a regular stock. You’re not buying the asset directly, but rather a share of the fund that holds that asset. Simply put: instead of buying Bitcoin directly, storing it in a wallet, and worrying about security—you just buy shares of the fund through a regular broker. Just like you buy shares of Apple or Tesla. ⚖️ What’s the difference between a spot ETF and a futures ETF? Until 2024, only futures-based Bitcoin ETFs existed in the U.S.—they tracked not the actual price of Bitcoin, but contracts on its future price. This created discrepancies and additional costs. A spot ETF buys actual Bitcoin and holds it. The fund’s price tracks the asset’s actual price directly. This is a fundamental difference. 🧮 Why did this change the market? Before the advent of spot ETFs, institutional investors—pension funds, insurance companies, and large banks—faced significant restrictions or were unable to buy Bitcoin directly at all. ETFs changed that: - Institutional capital gained a legal and transparent vehicle for entering the Bitcoin market - Millions of retail investors gained access through their regular brokerage accounts - Billions of dollars flowed into Bitcoin ETFs in the first few months after launch - Demand surged, and the price reacted accordingly 📊 What does this mean for the market in the long term? A Bitcoin ETF represents the legitimization of the asset at the highest level. It signals that Bitcoin is no longer just a “geek’s toy” but has become a full-fledged financial instrument within the traditional financial system. More capital → greater liquidity → less market manipulation → potentially lower volatility in the long term. 😰 Are there risks? Yes, and it’s important to be aware of them: - An ETF doesn’t give you actual Bitcoin—you don’t control the private key - If the fund runs into trouble, this carries additional risks - The fund’s fees gradually erode your actual returns A Bitcoin ETF is a bridge between traditional finance and cryptocurrency. And its launch is one of the most significant events in the history of the crypto market.

#crypto 🔗 Over the past two weeks, activity by large players on the Chainlink network has surged. Yesterday alone, more than 20 transactions were recorded, each worth over $1 million. This signals growing interest from large holders and a possible accumulation of the token.

#case_studies "How to invest when your income is unstable" 💸 "I'd invest, but my income is unstable"—this is one of the most common reasons for putting things off until later. But is an unstable income really an obstacle? ✍️ Let's break it down using a real-life example. 👋 Meet Fery Fery is a freelancer. His income fluctuates: one month it’s $800, the next $2,000, and sometimes $400. He doesn’t have a steady paycheck, and it’s hard to predict what next month will bring. For a long time, Fery thought investing wasn’t for him. That is, until he changed his approach. 1️⃣ Step 1: Build a financial cushion first With an unstable income, a financial cushion is more important than ever. Fery determined his basic expenses—$600 per month. His cushion goal is $3,600, which covers 6 months. Until he has that cushion, investing has to wait. That’s not weakness—it’s logic. 2️⃣ Step 2: Determine Your Minimum Income Andriy analyzed the last 12 months and identified his minimum—$600. This is his baseline for planning. Anything above that is allocated according to a clear plan. 3️⃣ Step 3: Invest a Percentage, Not a Fixed Amount A fixed $100 per month is good for a stable income. With an unstable income, a percentage works better: — Earned $600 → set aside 10% → $60 — Earned $2,000 → set aside 10% → $200 The amount changes—but the habit remains. And it’s the habit that matters more than the amount. 4️⃣ Step 4: Choose liquid instruments With an unstable income, it’s important that your investments can be quickly converted into cash if needed. Therefore, prioritize liquid assets that you can access without waiting weeks. 🟢 What’s changed for Fery? After a year of taking a systematic approach—even with small and irregular contributions—Fery built up a cushion and began investing regularly. Not because his income had become more stable, but because his approach had changed. An unstable income isn’t an excuse. It’s a circumstance that simply calls for a different system. Save this and share it with anyone who’s also waiting for the “right moment” 🔖

#news 🇬🇧 The London stock exchange plans to introduce round-the-clock trading to compete with cryptocurrency platforms that operate 24/7, according to the FT.

#news 🪙 Bitcoin ETFs see capital inflows – Ether ETFs received approximately $38 million, with BlackRock’s ETHA ($34 million) being the main driver. – Over the past 5 days, a total of about $727 million has been attracted. – Total Bitcoin ETF assets have risen to ~$79 billion from a low of ~$75 billion in July.

#digest News you might have missed over the weekend: 🎬 Gabriel Perez, the operator of the presidential teleprompter, earned over $100,000 betting on prediction markets by using his knowledge of Trump’s speech scripts. The White House had previously warned staff against using non-public information to bet on prediction markets. 🇫🇷 France is blocking Polymarket for violating betting regulations. The reason: violations of betting rules and an increase in local traffic, despite the current ban on financial transactions. Similar decisions have already been made in Spain and India. 🔋 Lithium—the “new oil” for electric cars. According to IEA projections, demand will increase 3.5-fold by 2040—to nearly 1 million metric tons. Automakers are already engaged in fierce competition for suppliers. 🛰️ Elon Musk has lost over $500 billion. A month after SpaceX’s IPO, the company’s stock fell by more than 40%. Musk’s net worth has dropped from over $1.3 trillion to ~$792 billion. 📈 Traders are betting on $72,000 for $BTC by the end of July. On Deribit, 20,000 call options with a strike price of $70,000 were purchased, and 20,000 contracts with a strike price of $72,000 were sold, both expiring on July 31. The total notional value of these contracts is $2.5 billion. 💲 U.S. national debt has increased by 167% since 2011. 🏦 According to the Cleveland Fed’s forecast, headline inflation in July could fall to 3.32%. However, Core PCE remains stable: it is expected to be 3.33% in June and rise to 3.36% in July. The high Core PCE base suggests that this could force the FOMC to raise interest rates.

🪐 SpaceX $SPCX closed below its IPO price for the first time since going public #stocks