The Real Rayner Teo

He turned $40,000 into over $20 million. Won the 1984 U.S. Investing Championship. And across the many trading contests he entered, he averaged 210% returns. Not bad for a guy who lost money for 10 years straight. This is the story of Marty Schwartz… Now, Marty wasn't your average guy. He had an MBA from Columbia and was a securities analyst at E.F. Hutton, flying around America, researching companies for a living. (In other words, he was the kind of guy who used words like "EBITDA" at dinner parties and wondered why no one laughed.) In his free time, Marty traded part-time. And lost money. Consistently. For 10 whole years. You're probably thinking: “If he's so smart, why is he losing?" Here's why… Marty is an analyst, and he’s paid to be right. You know, study a company, form a view, and defend it. So when the market disagreed with him, he didn't cut. He argued with the market. (It's like arguing with my wife. I can present all the facts, all the evidence, all the logic in the world… And I still lose.) After 10 years, he realised something had to change. So, he quit. He walked away from being an analyst, bought a seat on the exchange, and started over as a technician. No thesis to protect. Just price. So here are 3 trading rules that shaped his trading... 1. Follow the 10-day moving average. If the price is above the 10-day moving average, look for buying opportunities. If the price is below the 10-day moving average, look for shorting opportunities (or stay in cash). The idea is to trade when momentum is behind your back, and not against it. 2. Cut your losses fast. Even the best traders will encounter losses. The key is to cut your losses so you still have “chips” to continue playing the game. 3. Ignore fundamentals Fundamentals are useful to tell you which stocks are “good”. But it doesn’t tell you when exactly to buy or sell. That’s when technical analysis comes into play. The outcome? Marty Schwartz turned $40,000 into over $20 million and won the 1984 U.S. Investing Championship. He didn't find a better way to be right. He built a way to be wrong cheaply. Same guy. Same brain. Same market. The only thing that changed is that he stopped needing the market to agree with him.

This strategy isn't working... time to find a better one. How many times have you said that? You've got a whole bunch of them by now. ·        The breakout strategy from that YouTube guy. ·        The moving average crossover you found on a forum. ·        The supply-and-demand thing someone swore by. Every time one hits a rough patch, you bin it and go chasing the next shiny object. But here’s the thing… You never knew if any of them worked in the first place. So when a strategy has three losing trades in a row, you don’t know if it’s in a drawdown or deader than my hairline. That’s why before you risk a single cent, you must test the strategy. You look at how it performed across years of data, in bull markets and bear markets. Only then do you know whether a trading strategy works, or not. That's exactly what I'm teaching at my free web class, Stock Trading Secrets. I'll show you how to tell if a strategy actually works before you risk real money, so you don’t waste time going around in circles. Plus, what 22 years of backtested data reveal about what actually works in trading. Sign up here: https://www.tradingwithrayner.com/sts/

Jesse Livermore made $100 million during the 1929 crash. Then he lost everything. Not because his strategy stopped working. Not because the markets changed. But because he made one mistake that destroyed even the best traders. Here’s his story… They called him the Boy Plunger. He started trading at 14, and eventually, the bucket shops banned him because he kept taking their money. In 1907, when the market panicked, he shorted it and made a fortune in a single day. In 1929, as the world fell into depression, he reportedly walked away with around $100 million. Adjusted for inflation, that's more money than I could spend in ten lifetimes, even if I buy a Lambo for every lifetime. And gave one to my wife. And one to each kid. And one for my mother-in-law (God help me). This man could read the tape better than anyone alive. His edge was real. Not luck. At the same time… He filed for bankruptcy in 1915. He rebuilt. He filed again in 1934. He rebuilt again. And eventually, he took his own life. You're probably thinking: ● "His strategy stopped working." ● "The markets changed." ● "He got unlucky." Nope. Nope. And nope. His edge was never the problem. What he lacked was risk management. Livermore bet big. When he was convinced, he loaded up. And when he was right, it was glorious. But being right 6 times out of 10 doesn't save you when the other 4 take everything. In other words, you can have the best trading strategy in the world. But without risk management, you can’t keep any of the profits. So here are a few risk management tips for you… 1. Watch your total exposure. Five trades in five oil stocks is one trade wearing a disguise. If oil collapses, all five go down together, and your "diversified" portfolio cries in unison. 2. Never increase your size because you feel certain This one is dangerous. Because the more certain you feel, the more you bet. And the more you bet, the more it hurts when you're wrong. Feeling certain is exactly what bankrupted Livermore. Twice. 3. Know the probability and the magnitude Before you place a trade, ask yourself two things: How likely am I to lose? And if I lose, how much will I lose? Then decide if the trade is actually worth it.

Here’s my trading result for this year… YTD return: 21.33% All-time return: 400.65% In March, the stock market declined 10%, and this triggered an exit for most of my stock positions. It turned out to be a false breakdown as the market rallied 17% of the lows. Because of this rally, my trading system is bullish again, and needed to buy the stocks I sold earlier, albeit at a much higher price. As you can tell, this isn’t the easiest thing to do because I seem like an idiot who sold at the lows and bought back at the highs. But there’s a reason for this madness. I moved to cash in March because I don’t know if the market will collapse further. If it did, I would look like a genius who avoided a blood bath. However, it turned out to be a false breakdown, and I ended up selling low and buying high. Now this isn’t the first time it has happened, and it will happen again. However, it’s the price I’m willing to pay because I know this: If I take care of my downside, the upside will take care of itself.

If trading is 80% psychology, why aren't monks rich? If trading is about discipline, soldiers would rule Wall Street. If risk management alone worked, no one would blow up their account. So clearly, something is missing... And here's what most "experts" won't tell you... Discipline is the last thing you should work on. I know. Every trading guru and their grandmother says: "You must be disciplined!" I can relate. When I first started trading, I thought discipline was my problem. I started with Bollinger Bands, and the first few trades were winners. I thought to myself... "I'm going to retire by 30, buy a villa, and have a swimming pool." Now, I'm almost 40. No villa. No pool. And I have 3 monkeys running around my house. Then… I encountered 5 losses in a row, and panic set in. I thought the strategy no longer works, so I tried to find something better. I tried things like volume spread analysis, chart patterns, harmonic patterns, etc. But the only pattern I see is my trading account going down. So, what did I do? I told myself... "You need more discipline!" "You need to control your emotions!" "You need to follow your rules!" It didn't work. Because here's the thing... You can't be disciplined about something you don't trust. Think about it... Imagine you have a magic coin. When you toss it, and it comes up heads, you win $2. When you toss it, and it comes up tails, you lose $1. Now let me ask you... Will you struggle with discipline when tossing this coin? Will you abandon the coin after 5 losses? Will you need a therapist to help you manage your emotions? Of course not! You'd flip that coin all day. During breakfast. During lunch. During dinner. And even while peeing, you'd be flipping the coin with one hand. (Don't ask what the other hand is doing.) Now, why didn’t you have discipline problems with this coin? Because you know the odds are in your favour. You don't need motivation. You don't need a trading journal filled with affirmations. You don't need to meditate for 30 minutes before your trading session. You just flip the damn coin. Now... Compare this to most traders. You use a strategy found on some random YouTube video. You’ve never backtested it. You have no idea if it works over 1,000 trades. And then you wonder why you can't follow the rules after 3 losses in a row. Clearly… You don't have a discipline problem. You have a strategy problem. When you have a proven strategy that works, something shifts inside you. You gain conviction. You gain confidence. You follow the rules not because you're "disciplined" but because you know the math is on your side. Anyway, if you want to learn proven trading strategies that work in today’s market, then join me at Stock Trading Secrets. A 2-hour live event where you’ll discover hw to trade profitably in 15 minutes a day (without staring at charts or following the news). Sign up now: https://www.tradingwithrayner.com/sts/

AI might be the most dangerous tool for traders right now. Not because AI is bad. But because it can make bad trading look incredibly smart—like putting a suit on my 5-year-old and calling him a CEO. With AI, you can now ask questions like: “Give me a profitable trading system.” And instantly you’ll get something like: • Buy when the 50MA crosses above the 200MA. • Sell when the price closes below the 200-day moving average. • Risk 1% on each trade. • Retire to your private island. It looks structured. It looks logical. It looks professional. But it will fail in live trading. Because AI doesn’t understand markets. It doesn’t understand trading. It doesn’t even know if a system works. Before AI, creating trading systems took effort. You had to: 1. Understand market behavior. 2. Come up with ideas. 3. Turn your ideas into a trading system. 4. Backtest your trading system. Now you can ask AI: “Give me 20 trading systems.” And you’ll lose money faster than you can say margin call. That’s because AI is not the solution you’re looking for. Rather, it’s a tool to help you work more efficiently. For example, AI can help you generate ideas, write code faster, and analyse information. But AI is not the edge. It's simply a tool like a hammer. Very useful for building a house, but useless if you don't know how to build a house. Despite all the technology and tools available today… Trading success still comes down to the same things it always has: • Find an edge. • Develop a trading system around it. • Have the discipline to follow the rules. Unfortunately, AI can’t do those things for you.

Most traders rely on opinions, predictions, and gut feel. That’s why their results are inconsistent. Professional traders do things differently. They use rule-based trading strategies backed by data. So I’ve created a free training where I show you 3 proven trading strategies backed by 25 years of historical testing. You’ll discover: 1. A mean reversion strategy that produced 2834% over 25 years 2. A futures trend strategy that returned 2864% over 25 years 3. A momentum strategy that generated 535% over 19 years More importantly, I’ll share: • The exact rules behind each strategy • The complete backtest results • Printable cheat sheets so you can apply them step-by-step If you want to see how systematic traders trade without guessing, then grab the free training here: 👉 https://www.tradingwithrayner.com/go/

Trading is patience. Patience for your setup. Patience to get out of a drawdown. Patience to compound your returns. Patience > Intelligence

AI won’t make you profitable. Why? AI learns from the internet. And most trading advice online is garbage. So AI just gives you better-written garbage.

You don’t need more indicators. You need fewer bad decisions.

The market rewards: Patience over predictions. Process over excitement. Discipline over motivation. It's boring when done right—and boring makes money.

Trading will expose you. Your discipline. Your patience. Your excuses.

Platinum: Itching for a breakout. It made 100% over the last few months. Now, it's forming a series of higher lows (which is a sign of strength). If the price breaks above resistance, we could see another move higher.

Trading isn’t a side hustle. It's a reflection of YOU. It reveals your discipline, emotions, and patience. Fix yourself and the profit will take care of itself.

Get rich quick = hope. Get rich slow = process.

Bitcoin: If the price breaks above resistance, we could see the next move higher. Trade is invalidated if it breaks below the trendline.

Trading makes life easier. If I can survive drawdowns, I can survive anything (except my wife).

Jobs are designed for consistency. Markets are designed for uncertainty. Trying to force certainty out of uncertainty is how most traders blow up.

The Trading Success Formula Details here: https://www.tradingwithrayner.com/trading-success-formula/