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PropertyNet.SG

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Your Network To Singapore Real Estate

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  • 16:25🏡💰 Can you really buy your first condo at 29 on a $6,800 salary? The answer is yes, but the numbers matter far more than the Instagram photo. A recent PropertyNet case study follows a single first-time buyer who purchased an OCR new launch condo using the Progressive Payment Scheme. The biggest challenge wasn't simply the monthly mortgage. It was managing the upfront cash, CPF usage, stamp duty and financing requirements. For a first-time private property buyer: 💵 5% minimum cash downpayment 🏦 Up to 75% LTV for a first housing loan, subject to eligibility 📊 55% TDSR limits total monthly debt commitments 🧾 BSD, legal fees and other upfront costs need to be budgeted 🏗 Progressive payments can spread the financial commitment during construction. The bigger lesson? Don't ask only, "How much can I borrow?" Ask: 📌 How much cash do I need upfront? 📌 How much CPF can I actually use? 📌 What happens if interest rates rise? 📌 Can my income comfortably support the loan over the long term? 🔗 https://propertynet.sg/first-condo-29-6800-salary-real-numbers-2026/ 📌 Buying your first condo isn't about proving that you can qualify for the maximum loan. It's about making sure the property still makes sense after all the numbers are accounted for.0,00%
  • 16:11🇹🇭🏙 Bangkok's next property opportunities may not be where most Singaporean investors are looking. Medical tourism is becoming more than a healthcare story. Around major medical centres, an entire ecosystem of serviced apartments, extended-stay accommodation, wellness, F&B and retail has developed to serve patients and their families. But there's an important distinction. Medical tourism tends to drive rental and hospitality demand, rather than direct property buying demand from medical visitors. The opportunity is therefore more relevant to investors looking at rental-oriented and hospitality-adjacent assets. Beyond the established areas like Sukhumvit, Thonglor and Ekkamai, Bangkok property experts on the ground are also watching: 🚇 Ram Intra 🛍 Fashion Island 🚆 The wider Pink MRT Line corridor 📈 Areas where infrastructure is arriving before prices fully catch up The bigger investment lesson? Infrastructure can come first. Demand follows. Prices may follow later. 🔗 https://propertynet.sg/medical-tourism-and-bangkok-s-growth-areas-what-the-experts-on-the-ground-are-saying/ 📌When looking overseas, don't just follow where developers are marketing. Look at where infrastructure, real demand and local knowledge intersect.0,00%
  • 07:36🏡💳 Self-employed and buying your first condo? Getting the loan approved may be harder than getting the keys. A recent PropertyNet case study involving a self-employed hawker highlights a common financing challenge: irregular income, income documentation and bank assessment can significantly affect borrowing capacity. For self-employed buyers, banks may look closely at: 📄 Income tax assessments and financial records 📊 Consistency of declared income 🏦 Existing debts and monthly commitments 📉 Variable income and applicable income haircuts 📈 TDSR and the bank's stress-test rate For a first bank housing loan, the maximum LTV is generally 75%, but qualifying for that loan quantum still depends on your income assessment and TDSR. PropertyNet notes that variable income can be subject to a 30% haircut, which can materially reduce borrowing power for commission-based and self-employed earners. And when financing takes longer than expected, the knock-on effects can be significant: ⏳ Delayed loan approval 🏠 Delayed completion or key collection 💰 Additional holding or rental costs 📅 More pressure to coordinate the sale and purchase timeline The lesson is simple: don't wait until you've found your dream condo to find out how much the bank will lend you. 🔗 https://propertynet.sg/self-employed-hawker-hdb-loan-rejection-condo-keys-14-month-financing-2026/ 📌 For self-employed buyers, financing preparation should happen before the property search, not after you've committed to the purchase.0,00%
  • 07:33💰🏡 A 4% rental yield doesn't necessarily mean you're making 4%. This is one of the biggest mistakes property investors make when comparing condos. A property's gross rental yield may look attractive on paper, but the actual return can fall after accounting for: 🏠 Property tax 🔧 Maintenance fees 🤝 Agent commission 📅 Vacancy periods 🏦 Mortgage interest 💰 Other ownership costs PropertyNet's 2026 analysis shows that a condo with a 3.8% gross rental yield could potentially generate less than 2.5% net yield after taxes, maintenance and other costs. That's why the "highest yielding condo" isn't necessarily the best investment. The better questions are: 📊 What's the net yield after all costs? 📍 How sustainable is the rental demand? 🏡 Is the entry price still attractive? 📈 Is there potential for capital appreciation? 🏦 Does the rental income comfortably cover financing costs? Current market data also shows that Singapore's average gross residential rental yield is around 3.06% in Q2 2026, reinforcing the importance of looking beyond headline yields. 🔗 https://propertynet.sg/highest-yielding-condos-2026-net-rental-returns-shrink-after-costs/ 📌 Don't invest based on gross yield alone. The return that matters is what remains after the full cost of owning the property.0,00%
  • 06:05BT 18/8/2026 - Freehold Sembawang apartments up for collective sale at S$130m0,00%
  • 06:05BT 18/8/2026 - Vers for old HDB flats: Could the consent threshold be 65%?0,00%
  • 06:05BT 18/8/2026 - Sustained Land buys Thomson Lane plot for S$578m, plans condo project on prime site0,00%
  • 06:05BT 18/8/2026 - Developer sales pick up in July with 731 new homes sold, mainly from 2 launches0,00%
  • 06:05ST 18/8/2026 - Kallang Distripark to be redeveloped for thousands of new private homes0,00%
  • 17 авг.🏡💰 Should you hold firm on your HDB asking price, or cut it to sell faster? That decision has become more important in Singapore's 2026 HDB resale market. The HDB Resale Price Index fell 0.3% in Q2 2026, following a 0.1% decline in Q1. That's the first back-to-back quarterly decline in nearly seven years. Resale transactions also remained below the same period last year, giving buyers more room to compare and negotiate. So should sellers cut? Not necessarily. The right question is whether your asking price is still supported by: 📊 Recent like-for-like transactions 📍 Your flat's location and demand 🏡 Floor, orientation, condition and remaining lease 💰 Valuation and buyer financing ability ⏱️ Your required selling timeline A premium flat with strong attributes may still justify a firm price. But if viewings are weak, offers are consistently below asking and comparable transactions have moved lower, holding firm without adjusting strategy can cost you valuable time. 🔗 https://propertynet.sg/pricing-hdb-to-sell-softening-2026-market-hold-firm-vs-cut/ 📌 In a softening market, pricing isn't about being the cheapest. It's about being credible enough for buyers to act.0,00%
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  • 17 авг.BT 17/8/2026 - OpenAI steps up Singapore footprint, in talks to lease 100,000 sq ft in Shaw Tower0,00%