Yelay Announcements

✅ Private credit is the largest category of tokenized real-world assets, and it's also the category most people understand the least. It's in the capital structure, and nobody explains the capital structure. We broke down the full anatomy: the waterfall logic, the numbers behind three default scenarios, what subordination actually means, and the five questions you should ask before allocating to any private credit deal. Read the full article 👈

🔑Crypto taught everyone one rule about ownership: not your keys, not your coins. For bitcoin, that's exactly right. For tokenized real-world assets it's dangerously wrong, and the gap between what people assume they own and what they actually own is the largest source of unpriced risk in this market. We broke down what a token can actually represent, what protects you when the issuer fails, and how to read a structure before you hold it. Read the full article 👈

A rate cycle did more for tokenization than a decade of protocol development. Here's the framework we use to think about what comes next. Read the full article 👈

💰Tokenized Treasuries proved that real-world assets can live on-chain. Private credit is where it's being decided whether they belong there. We broke down the composition of the RWA market, why the bigger half stays out of the conversation, and what the next few years of this sector actually look like. Read the full article 👈

✅ The plumbing of U.S. markets just went on-chain. We broke down what DTCC's milestone actually means and why how it happened matters more than whether it happened. Read the full article 👈

✅Tokenization puts an asset on-chain. Infrastructure is what makes anyone show up. We wrote about why the most important work in RWA markets happens off-chain and what actually moves institutional capital into private markets. Read the full piece 👈

✅Private Credit A form of non-bank lending where specialized investment funds provide financing directly to businesses. Why it matters: • $1.7T+ market • Institutional capital at scale • Higher income potential than many public fixed-income markets ➖➖➖➖➖➖➖ 😝 Visit Yelay now 💛

❔Myth: hold the token, own the asset. ✅Reality: true for $BTC. For RWA the token is a mirror of a claim that lives in contracts and courts. The issuer can freeze it, and bankruptcy goes to a judge. You're buying the legal structure behind the token, and that's what matters. ➖➖➖➖➖➖➖➖➖➖ 🔺 Visit Yelay now 🌚

💰 Private credit is quietly becoming one of the strongest narratives in finance The chart speaks for itself. As more capital flows into private markets, the focus shifts from finding opportunities to building the infrastructure that makes them accessible. The infrastructure being built today will define how capital enters private markets tomorrow.

💭The conventional assumption: institutions discover DeFi first, then find RWAs. The data from 2026 says the opposite is happening and it changes everything about how the market is being built. Read the full article 👈

❓ Why is everyone talking about tokenization? Because it is the visible part of RWA. The harder part happens underneath: structuring deals, managing risk, servicing investors, and turning real-world cash flows into investable products. That is where the next stage of RWA will be built. ➖➖➖➖➖➖➖➖➖➖ 🔺 Start building with Yelay 🌚

🔍Still looking for a place to put your idle USDC? Mainnet DeFi Blue Chip Vault Last week’s 7D APY: 9.69% While Bitcoin tests $60k and markets stay uncertain, stablecoins sitting in your wallet are doing nothing. The vault keeps delivering steady yield, automatically, without you having to track rates or move funds around manually. Put your 💲USDC to work. ➖➖➖➖➖➖➖➖➖ 🔺Deposit now 🌚

🔍Our latest article breaks down why not all RWA yield is created equal, highlighting the fundamental differences between private credit and real estate income. We explore why mass adoption requires turning tokenized exposure into structured, usable financial products. Read the full article👈

❓How to use Yelay: Direct Deposit Not every journey starts with an integration. Sometimes, you simply have idle USDC that could be working harder. With 🌚 Yelay, users can access yield directly without building infrastructure, managing strategies, or operating a vault stack. > Deposit idle 💲$USDC > Hold > Let the yield engine do the rest Simple access to the same infrastructure powering products and platforms. ➖➖➖➖➖➖➖➖➖ 🔺Start Earning Today 🌚

✅RWA through Salt Markets Real-world assets are entering a new phase, where the challenge is no longer tokenization itself, but building structures that institutions can actually allocate to. Salt Markets brings together private credit and institutional UAE real estate inside vehicles designed around reporting, custody, and defined redemption mechanics, giving capital access to real-world cash flows without the operational burden of sourcing and managing individual opportunities. Because the next chapter of RWA will not be defined by tokens, but by structure. Different assets, different cash flows, one yield engine. ➖➖➖➖➖➖➖➖➖➖ 🔺 Start building with Yelay 🌚

🛍Last week’s 7D APY: 9.56% When yield drops elsewhere, you need your capital working quietly, without extra noise. ⛴ No jumping between protocols ⛴ No timing the market ⛴ Just automated, risk-aware allocation If you’ve been holding too much idle balance, test this week’s APY. See how much capital can do when you treat yield like part of your product, not a side quest. ➖➖➖➖➖➖➖➖➖ 🔺Start Earning Today 🌚

Our new article explores why the next chapter of RWAs is about usability, not just issuance. Productization is what turns tokenized exposure into something platforms and allocators can actually use. Read the full article👈

❓ How to use Yelay: Advisory & Development Some teams do not just need an SDK or a white-label vault. They need a yield product designed around their own capital, users, risk profile, and business model. Yelay helps structure the strategy, vault logic, fee mechanics, integrations, monitoring, and launch path. From idea to live yield product. For teams that want to build with yield, without becoming a DeFi strategy desk. ➖➖➖➖➖➖➖➖➖➖ 🔺 Start building with Yelay 🌚

🟠Some BTC holders do not want to sell BTC But they also do not want the surrounding capital to stay idle. With Yelay, BTC can stay as collateral while borrowed stablecoins are deployed through yield strategies. The net spread between the borrow rate and deployed yield returns to the holder. This is not about farming BTC. It is about collateral structure, stablecoin deployment, and negotiated terms. A way to keep BTC exposure while putting the stablecoin leg to work. ➖➖➖➖➖➖➖➖➖➖ 🔺 Start building with Yelay 🌚

🛍This week's 7D APY: 9.32% The Blue Chip Vault keeps delivering steady yield while markets stay unpredictable. If you have been sitting on idle stablecoins, now is a good time to try it out. Deposit into the vault, test Yelay's battle-tested strategies, and see how automated yield works in practice. > No manual management > no strategy juggling > just productive capital ➖➖➖➖➖➖➖➖➖➖ 🔺 Start building with Yelay 🌚